+632.636.6387 / +632.638.2851

Libmanan Rice Processing Centre

PinoyME conducted a feasibility analysis of the project, designed the business model, and raised P10 million in working capital (including Php 2 mllion from its Social Investment Fund) for the operation of the rice mill.


Mainstreamed Microfinance

Microfinance should be understood not simply as the provision of microcredit but also as the provision of the full range of financial services to the poor, including savings, microinsurance, and remittance services.


Easy Access to Capital Funds for the Poor

Using the expertise of the board members and expert volunteer financial advisers, PMEF helps MFIs to access funds from the capital market and develop financial products to diversify their funding sources and make them more financially viable in the long-run.


Micro-enterprise Development

PinoyME supports microenterprise development by extending complementary non-financial services to various intermediaries such as microfinance institutions, development organizations, and BDS providers.


Farmer Alliances for Resource-Strengthening and Marketing (FARM) Project

In 2012, the Catholic Relief Services partnered with PinoyME Foundation to help implement the CRS Farmer Alliances for Resource-Strengthening and Marketing (FARM) Project in selected provinces of Mindanao.


Co-laboring with Farmers Towards Higher Value-Markets

To enable 20% of FARM project beneficiaries (approximately 5,000) to sell their products to higher-value markets and obtain financing from formal financial institutions in the process.


Social Progress through Social Investment Funds

The SIF shall be used as capital to support microenterprises. By providing the poor access to credit, they are encouraged to be self-reliant and self-sufficient, instead of depending on handouts from government and private organizations.


PinoyME has evolved over its ten years of existence. From a social consortium to support the growth of Microfinance Institution (MFIs) when it was created by the late former Pres. Cory Aquino in 2006 to a social investment banker for MFIs and microentrepreneurs to its current role as a rural enterprise incubator.

In 2007, PinoyME Foundation was formally introduced as a social investment banker. It is a non-stock, non-profit organization that brings together wealth and resources from those who have to those who need it. It employs the logic of the market, business and finance towards those who are excluded from this realm. As a social enterprise, it works for both social and financial returns. Today, it strives to continue its founding mission to lift lives through microenterprise through financing, capacity building, and enterprise development in rural areas where majority of the poor in the country reside. It continues to employ the multi-stakeholder approach which is the hallmark of people power.

The late former Pres. Corazon C. Aquino’s dream was to help reduce poverty in a sustainable way by harnessing the Filipino’s entrepreneurial spirit and usher the poor microentrepreneurs into the mainstream economy with the support of different sectors of society — her vision of a new form of people power.

PinoyME’s goal in the next five years is to upscale our current work by assisting 50 commercially viable and sustainable value chains in different parts of the country.

“We will endeavor to establish backward and forward linkages among economic activities in rural areas where small holder farmers will be able to take part as major players in the value chain of the products that they produce. We aim to increase the income of 50,000 project beneficiaries who will be involved in these value chains by at least 30%.”

By the end of this period, we plan to develop rural enterprises that can be commercially funded by banks and other financial institutions. We hope these models can evolve into asset categories that can attract funding from mainstream financial establishments and usher in a robust market for rural finance.

By doing so, we hope to achieve our long-term vision where these inclusive value chains will increase incomes of small farmers, contribute to reducing their poverty, and enable these chains to become key drivers of the local economy.

We will employ a combination of enterprise development services, financial services and advocacy in achieving our goal. It will work with other non-government institutions, government agencies, international development institutions, business establishments, donor agencies and private individuals who share its social objectives.

In addition, it will share its experience to the broader 4 development community that is involved in microfinance, microenterprise development and rural development. By sharing its experience, it will be able to contribute to the continuing search for effective models of rural development and poverty reduction while also gaining from the insights and experience of others in this field.

On their own, small farmers can never progress because they don’t have the economies of scale to penetrate the mainstream market. They will always be prey to unscrupulous traders who will take advantage of their weakness.

We help small farmers understand supply and demand dynamics, develop business models, conduct value chain studies and financial feasibility analysis and have a steady buyer or their products. We invest our own funds or mobilize financing from MFIs and other financial institutions to provide them with capital. We help them establish well-governed institutions that are formally registered with government entities. Before we leave them, we would like them to be able to stand on their own, be ready to accept commercial investments, and have confidence to engage the market competently.

With the help of our trustees who are business leaders and finance experts, we use traditional business and finance practices and employ them towards small producers to help them become commercially viable institutions.

We employ a combination of enterprise development services, financial services and advocacy in achieving our goal.

We call this: Rural Enterprise Acceleration Program (REAP)

PinoyME believes that this is the best way to contribute to reducing poverty in the rural areas in a sustainable way, to promote inclusive value chains that lead to local economic development, and to pave the way for inclusive growth in our country. If small producers are well connected to the mainstream economy, they will prosper as the economy grows.

We tap the network of non-government institutions, government agencies, international development institutions, business establishments, donor agencies and private individuals that we have developed in our past 10 years of experience to create a dynamic workplace in empowering small holder farmers and the rural poor. We share our experience to the broader development community the is involved in microfinance, micro enterprise development and rural development. By sharing this experience, we will be able to contribute to the continuing search for effective models of rural development and poverty reduction with the insights and experience of others in this field.


The PinoyME Network: empowering small holder farmers and the rural poor.
The AED Project of PinoyME in Brgy. Calawis, Antipolo City encompasses the saba farmer members of the various people’s organization in the community. The Eight-step Clustering Approach adopted from the CRS is the process used in assisting the farmers to produce bigger volumes of saba by consolidating the crops from the different farmer clusters and to eventually bring the products to bigger and better markets for a higher profit. Read more…
In the Reducing Poverty through Agro-entrepreneurship project, PinoyME works work with the most advanced farmer beneficiaries of the Farm Alliances for Resource-Strengthening and Marketing (FARM) project. These farmers are already trained in agro-entrepreneurship but they are still in need of further assistance if they are to continue in engaging in market-oriented livelihood activity. Read more
The Rice Processing Center continues to help small farmers by buying their palay at a premium. The farmers were organized into clusters through the Eight-Step Clustering Approach adopted by PinoyME Foundation from the Catholic Relief Services (CRS) to provide a regular supply of milled rice to RPC. Read more

Your PinoyME Board of Directors

Deogracias N. Vistan


Mr. Vistan’s career in Philippine banking spans four decades. A year after completing his MBA at the Wharton School of the University of Pennsylvania in 1967, he joined Citigroup where he spent 18 years working in various management positions in Manila, New York, and Cebu. In 1986, he was appointed President of the Land Bank of the Philippines by Philippine President Corazon Aquino. He later became President of Solid Bank, Vice-Chair of Metrobank, President of Equitable PCI Bank, and Chair of the United Coconut Planters Bank (UCPB). Now retired, he serves on the board of Philam Savings Bank, Lorenzo Shipping Corporation, Vitarich Corporation, U-Bix Corporation, and the Philippine Depository and Trust Corporation.

Senen Bacani

Board Member

Mr. Bacani was the Secretary of the Department of Agriculture of the Philippines from January 1990 to June 1992. In 1993, he spearheaded the establishment of La Frutera, a thousand- hectare banana plantation in Maguindanao that employs mostly Muslims, some of whom are former rebels of the Moro National Liberation Front (MNLF). The economic development La Frutera

Amb. Jesus P. Tambunting

Board Member

Ambassador Tambunting is the founder, Chair and Chief Executive Officer of Planters Development Bank (Plantersbank), the country’s leading bank for Small and Medium Enterprises (SMEs). From 2004-2008, Ambassador Tambunting served as Chair of the Association of Development Financing Institutions in Asia and the Pacific (ADFIAP), a regional organization of 100 development banks in 40 countries. He was the Philippines’ Ambassador Extraordinary and Plenipotentiary to the United Kingdom of Great Britain and Northern Ireland from 1993 to

  1. 1998. He earned his Bachelor of Science degree in Economics from the University of Maryland. Prior to that, he obtained his secondary education from the Culver Military Academy in Indiana.

Ma. Socorro Camacho

Board Member

Ms. Camacho’s several years of experience in development work is mainly in the areas of community-based health, population and development, development finance/innovative resource mobilization, project development and management, foundation management and network building. She has served on the boards of other non-profit organizations, including as trustee and president of the Association of Foundations; as trustee of the Philippine Council for NGO Certification; as founding member of the board of the Peace, Equity and Access for Community Empowerment Foundation; and as member of the board and chairperson (of the Caucus of Development NGO Networks (CODE NGO), the largest network of Philippine NGOs.

Danilo Songco

President and CEO

Mr. Songco has taken leadership positions in civil society organizations such as the Caucus of Development NGO Networks and the Philippine Council for NGO Certification and in government bodies such as the Congressional Caucus Committee and the Presidential Management Staff. He also served in the board of directors of the Development Bank of the Philippines from 2001 – 2004 and consults for the World Bank and the Asian Development Bank, and bilateral institutions such as the Japanese International Cooperation Agency, USAID, among others. He took up Business Administration, major in management at the University of the East. In 1992, he was awarded a scholarship in Strategic Business Economics at the University of Asia and the Pacific. In 2005, he received his master’s degree in Public Administration at the Kennedy School of Government at the Harvard University.

Raissa C. Hechanova-Posadas

Board Member

Ms. Hechanova-Posadas retired from Citibank as a managing director in 2009. She now spends most of her time in the board of socially-oriented organizations such as the Knowledge Channel Foundation, Inc.. Raissa has a Master’s Degree in Business Administration in the International Institute for Management Development, Switzerland and a degree in Bachelor of Arts major in Applied Economics from the De La Salle University.

Daniel L. Lacson, Jr.

Board Member

Mr. Lacson was responsible for turning around one of the poorest provinces in the country during his stint as governor of Negros Occidental which was the symbol of poverty and social unrest in the Philippines during the Marcos dictatorship. He served as Chair of the Philippine National Bank from 1992-1998. During this period, he worked with the administration of former Philippine President Fidel V. Ramos as Presidential Adviser for Rural Development and Chair of the Presidential Council for Countryside Development. He is currently the Chair of the Government Service Insurance System.

Ronald Chua

Board Member

Mr. Chua is professor at the Center for Development Management of the Asian Institute of Management. Prof. Chua has been involved in the microfinance sector in various capacities since 1992. Aside from being an academic champion, his roles in the sector have included being a practitioner, a board member, a researcher, a policy and industry advocate, trainer, workshop facilitator, educator, and consultant. He was curriculum development director of the Microfinance Management Institute (MFMI), a joint venture of the Consultative Group to Assist the Poor (CGAP) and Open Society Institute. Ron has likewise co-designed and co- facilitated regional and national capacity building institutions’ workshops in Latin America, Africa, Asia and Eastern Europe, and Mexico.

Manny V. Pangilinan

Board Member

Mr. Pangilinan leads some of the largest corporations and socio- civic organizations in the Philippines. On the business front, he is Chair of the Philippine Long Distance Telephone Company (PLDT), Smart Communications, Maynilad Water, Medical Doctors, Inc., Philex Mining, and the Manila North Tollways Corporation. In the socio-civic sector, he is the Chair of Philippine Business for Social Progress, member of the Board of Trustees of the Ateneo de Manila University, and the Amateur Boxing Association of the Philippines. Mr. Pangilinan has received numerous awards for his work in Philippine business and social development, among them, the Order of Lakandula with the rank of Komandante awarded by the Office of the President of the Republic of the Philippines in recognition of his contributions to the country. Mr. Pangilinan graduated cum laude with a degree in Economics from the Ateneo de Manila University, and received his MBA degree from the Wharton School of Finance and Commerce at the University of Pennsylvania.

Aniceto M. Sobrepeña

Board Member

Mr. Sobrepeña worked in government service for twenty-two years before joining the private sector. Since November 1995, he has served as Executive Director, Executive Vice-President and currently President of the Metrobank Foundation, Inc., the corporate social responsibility arm of the Metrobank Group. Chito earned his undergraduate diploma in Political Science from the Ateneo de Manila University, graduating cum laude in 1973. After finishing a one-year Development Economics course at the University of the Philippines in 1974, he took his Masters Degree in Development Economics at the Williams College in Boston, Massachusetts, U.S.A. in 1977.

Vitaliano N. Nañagas II

Board Member

Before his government postings as head of the Philippine Deposit Insurance Corporation, Social Security System, and Development Bank of the Philippines, Mr. Nañagas was a New York-based Citibank executive. He has served on the boards of several Philippine banks and was President and CEO of the Philippine Stock Exchange, Inc. in 1996-1997. He obtained his Bachelor of Arts degree in Economics and Bachelor of Science degree in Commerce, major in Accounting, from De La Salle College. He graduated, with distinction, from the Master of Business Management program of the Asian Institute of Management. Lanny also sits on the board of several non-profit organizations, among them, the Philippine Council for NGO Certification, which he previously chaired.

Get In Touch

Thank you for visiting PinoyME.

“PinoyME sees itself as a catalyst, innovator and facilitator. We look at microfinance as an industry, try to analyze gaps and design interventions with MFIs so that we are confident of their relevance. We also try to bring in non-MF individuals and groups that have expertise in addressing identified gaps. These organizations and individuals bring in new perspectives and new resources into the sector. With them and with the MFIs, we try for solutions that are market oriented, to minimize subsidy and ensure sustainability.” – Dan Songco, President and CEO, PinoyME Foundation

Address: Unit 602 Manila Luxury Condominium
Pearl Drive corner Gold Loop Ortigas Center, Pasig City

Phone: 635-4937, 635-6387, 638-2851

Business Hours: 10a-6:30p M-F